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Little Falls, N.J. September 8,
2008 - ”China Merchants Bank’s thriving “All-in-One Card” credit card and
rapidly growing online retail banking business is the result of creative marketing supported
by extremely successful technology-driven development initiatives. China Merchants Bank, in
cooperation with Olympic sponsor Visa, launching a credit card with the Chinese character of “He”
highlighting “harmony” (he), the same theme as the spectacular and globally
well-received opening ceremony in Beijing, is just a recent example of how the bank grew this
segment of its consumer credit business from 5 million credit cards on issue in 2006 to over
20 million entering 2008 and today is the largest issuer of credit cards in China.
The dilemma accompanying this success, however, was China Merchants
Bank found its CardLinK credit card application was hard pressed to turn a daily processing
cycle on schedule. “Our business is growing very fast. Business data is growing fast
as well. So, [naturally] batch jobs, take longer.” explains Mr. Tao Ming Ming the
China Merchants Bank (CMB) Mainframe Systems Manager.
Looking for new ideas to handle the growing overload of its
CardLinK credit card processing application China Merchants Bank found its solution
in IAM, a VSAM application performance enhancement solution, from US-based INNOVATION
Data Processing.
“Already providing high performance throughput, for customers
around the globe, as a transparent performance accelerator for VSAM CICS and batch applications
under z/OS; INNOVATION is extremely proud to have China Merchants Bank as an IAM customer in
China”, said Thomas J Meehan, INNOVATION Data Processing, Vice President
Technology Advancement.
With the credit card market one of the fastest-growing segments of its
consumer credit businesses. “Batch jobs couldn’t be finished in the batch window”, said Mr. Tao,
“Jobs took too much time accessing the VSAM files which they were accessing frequently”. “Using
IAM we can reduce the executing time, it is easy to use and we don’t need to make a lot of
changes to our applications,” added Mr. Tao.
The CMB IT department supports the bank’s credit card business with CardLinK
running under the z/OS operating system on an IBM z9 mainframe processor with IBM storage. CardLinK,
from Atos Origin, a leading international IT services provider, is a modular system that supports all
the principal functions of payment card management – application, issuing, acquiring,
authorization and collection. Running on the IBM mainframe platform CardLinK provides
the bank with a high degree of flexibility, interfacing with Visa, MasterCard and JCB
networks to ensure the bank meets the demanding business requirements of the payment card
industry.
Consulting with application specialists from Atos Origin’s Beijing China
Headquarters, China Merchants Bank chose IAM from INNOVATION, as a solution to the undesirable
situation they had found themselves facing, after evaluation tests showed IAM cut CardLink job
run times by an average of 52%, reducing elapsed run times from between 20% to 80%. “IAM
is a good tool for z/OS. It can improve the performance of VSAM processing and reduce I/O when
a big job is running. Installation [of IAM] is quite easy. It is easy to use and we don’t need
to make a lot of changes to our applications. As the result, [using IAM] we can reduce the
executing time for critical batch jobs”, Mr. Tao concluded.
About China Merchants Bank
Founded on April 8, 1987 with its head office in Shenzhen, as the first commercial bank wholly owned
by public shareholders, today China Merchants Bank is China's sixth-largest bank by assets, widely
regarded as China's most profitable commercial bank, has won awards and recognition from Euromoney,
The Asian Banker and Finance Asia magazine among other press organizations as ‘The Best Bank in
China’, 'The Best Retail Bank in China', one of 'the Top 10 Public Companies in China', is ranked
in the top 200 among “the world 1000 banks” by British financial journal “The Banker”
and is the largest credit card issuer in China.
About INNOVATION Data Processing
INNOVATION Data Processing is a single source for business resiliency solutions providing high performance,
data protection, non-disruptive business continuance and privacy information protection solutions, to
thousands of enterprise customers around the world for over 35 years. INNOVATION Data Processing
is represented in Asia/Pacific by Computer Supervisory Services based in Sydney, Australia.
For further information on INNOVATION Data Processing and its offerings email sales@fdrinnovation.com,
visit http://www.innovationdp.fdr.com or contact Computer
Supervisory Services at +61-2-9665-1104 or email information@css.au.com.
IAM is a service mark, trademarks and/or registered trademark of
Innovation Data Processing Corporation. IBM and z/OS are trademarks or registered trademarks
of International Business Machines Corporation. All other service marks, trademarks or registered
trademarks are the property of their respective owners.
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